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Frequently Asked
Questions

At Finwave, we understand that finding the right financing solution can be overwhelming. Whether you're looking for Business, Car Loans, or Commercial Loans, our expert brokers are here to simplify the process and connect you with the best loan options from our 45+ lenders. We also specialise in Equipment Loans, helping businesses secure funding for machinery, vehicles, and other essential assets. Below, we've answered some of the most common questions about business, commercial, and personal finance to help you make informed decisions. If you need further assistance, feel free to contact our team for expert guidance.

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    The benefit of working with a Finwave broker instead of going to a bank is. We have access to over 45+ Lenders ensuring you get competitive rates and terms, unlike the banks who only offer their products. At Finwave we compare various loan options and negotiate on your behalf to get you the best deal possible for your circumstances.

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    We specialise in:

    • Business & Commercial Loans,  including working capital, equipment finance, and commercial property loans.

    • Car Loans, Secured car loans for individuals and businesses.

    • Personal Loans, for cars, home renovations, debt consolidation, and more.

    • Equipment Finance, for machinery, vehicles, and other business assets.

    • Low Doc Loans, tailored solutions for those who may not meet strict bank criteria.

    • Caravan Loans, Whether you’re looking to buy your first caravan or upgrade to something bigger, our tailored finance solutions are designed to suit your needs. 

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    • Buying a car, boat, or motorcycle.

    • Home renovations.

    • Debt consolidation (combining multiple debts into one loan).

    • Medical expenses or emergency costs.

    • Travel, weddings, or major life events.

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    Finwave offers a range of business financing options, including:

    • Unsecured Business Loans , No security required and quick approvals.

    • Secured Business Loans, Lower interest rates by using assets as security.

    • Equipment & Asset Finance,  Spread the cost of machinery or vehicles.

    • Invoice Financing, Unlock cash flow by borrowing against unpaid invoices.

    • Commercial Property Loans, Financing for purchasing business premises.

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    Finwave helps businesses finance a wide range of equipment, including:

    • Construction machinery (excavators, loaders, cranes).

    • Commercial vehicles (trucks, utes, vans, buses).

    • Agricultural and farming equipment (tractors, harvesters, irrigation systems).

    • Medical and dental equipment (X-ray machines, dental chairs, MRI scanners).

    • Manufacturing and industrial machinery.

    • Office technology (computers, servers, printers).

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    Finwave offers clients a personalised interest rate that is based off their unique circumstances and credit history. To find out more about what your personalised rate will be, please fill out our quote form or give us a call we will be in touch the same day.

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    You can borrow for a term of 12 months all the way up to 7 years depending on your circumstances and needs.

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    • Best business loans for startups in Australia

    • Flexible business loans for sole traders and small businesses

    • Low-interest commercial loans for established businesses

    • Fast approval working capital loans for growing businesses

    • Equipment finance for small business owners

    • Business loans for bad credit borrowers in Australia

    • No-doc and low-doc business loans for self-employed

    • Commercial property loans with flexible repayment terms

    • Business finance solutions for expanding your company

    • Compare commercial loan rates for Australian businesses

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    • Best secured car loans for businesses and individuals

    • Fast car loan approvals with low-interest rates

    • Car finance options for self-employed and contractors

    • Best low-doc car loans for small business owners

    • Used car loans with flexible repayment terms

    • Cheapest fixed-rate car loans in Australia

    • Compare car loan interest rates for new and used vehicles

    • Commercial car loans for company fleets and business vehicles

    • Quick approval car loans with no deposit required

    • Bad credit car loans with guaranteed approval

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    • Best personal loans for debt consolidation in Australia

    • Home renovation personal loans with low interest

    • No deposit personal loans for buying a car

    • Unsecured personal loans for self-employed borrowers

    • Fixed and variable rate personal loans for any purpose

    • Low-income personal loans with flexible repayment plans

    • Fast approval personal loans for emergency expenses

    • Best personal loans for travel and holidays

    • Compare personal loan rates from Australian lenders

    • Low-doc personal loans for freelancers and gig workers

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    • Best equipment finance for small businesses in Australia

    • Heavy machinery finance with flexible repayment options

    • Truck and transport finance for business growth

    • Agricultural equipment finance for farmers and agribusiness

    • Low-doc equipment loans for tradies and self-employed

    • Compare business equipment loan interest rates

    • Finance options for construction and industrial equipment

    • Medical and healthcare equipment financing solutions

    • IT and technology equipment leasing for businesses

    • Office and commercial fit-out financing in Australia

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    • Best low-doc business loans for self-employed

    • No financials low-doc loans for business expansion

    • Low-doc car loans for self-employed individuals

    • Commercial low-doc loans for startups and new businesses

    • Low-doc mortgage and property loans with no tax returns

    • Compare low-doc loan rates from Australian lenders

    • Easy approval low-doc loans with flexible requirements

    • Low-doc equipment loans for tradies and freelancers

    • Alternative financing for borrowers without full financial records

    • Bad credit low-doc loans with no hassle application

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    • Best caravan loans with low fixed interest rates

    • Compare caravan finance options in Australia

    • Fast caravan loans for new and used caravans

    • No deposit caravan finance for first-time buyers

    • Caravan loan options for retirees and grey nomads

    • Self-employed caravan loans with easy approval

    • Low-rate caravan financing with flexible repayment terms

    • Camper trailer and motorhome financing options

    • Caravan loans with no early payout fees

    • Best lenders for financing off-road and adventure caravans

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