What We Offer
Finwave connects you with a wide range of lenders to help you secure the best possible car loan for your needs. Whether you're buying a brand-new car or a used vehicle, we can assist you in finding competitive interest rates, flexible repayment terms, and the loan that best suits your budget and lifestyle.
Car Finance Options
New Car Loans
Finance the purchase of a brand-new car from a dealership.
Used Car Loans
Secure funding to buy a pre-owned vehicle.
Unsecured Car Loans
Loans secured against the vehicle itself, often resulting in lower interest rates.
Car Lease
Loans not secured against the vehicle, offering greater flexibility but potentially higher interest rates.
Chattel Mortgages
A type of secured loan commonly used for business vehicles.
How It Works
Contact Us
Get in touch with our team for a free consultation.
Discuss Your Needs
Tell us about your caravanning plans, budget, and preferred caravan type.
Receive Personalised Advice
Our brokers will guide you and help you understand your loan options.
Get Pre-Approved
Receive a pre-approval to give you confidence and leverage when negotiating with car dealerships.
Choose Your Lender
Select the lender that best suits your needs and finalise your loan application.
Receive Your Funds
Once approved, the loan funds will be disbursed, and you can drive away in your new or used car.
Frequently asked questions
Our Trusted Lenders :
About Finwave Finance
Finwave Financial Services Pty Ltd is a licensed, independent Australian credit broker operating under Australian Credit Licence (ACL) 561258, issued by ASIC. We are based at 217 Flinders Street, Adelaide SA 5000. We help individuals and businesses across South Australia and Australia-wide access competitive finance through a panel of 80+ lenders.
We specialise in car finance solutions, including new and used vehicles, refinancing, and dealer or private purchases.
Finwave is led by Michael Russell, Managing Director and Australian Credit Licence holder (ACL 561258), an FBAA-accredited broker with over 10 years of experience in Australian lending and credit.
As an independent credit broker, we are not aligned to any bank or lender. Our brokers are active members of the Finance Brokers Association of Australia (FBAA) and adhere to their professional code of conduct. We are remunerated by lenders only upon successful loan settlement - meaning our interests are aligned with yours, not the lender's.
All credit assessments are subject to individual lender approval criteria. Finwave does not guarantee loan approval or any specific interest rate. Information on this page is general in nature and does not constitute financial product advice. We recommend consulting a qualified accountant or financial adviser before entering into any credit arrangement.