What We Offer
Grow your business with access to a wide range of business loan options. Whether you're looking to expand, invest in new equipment, or manage cash flow, our tailored business loan solutions are designed to support your goals. Finwave connects you with lenders offering funding for various business needs, including equipment finance, expansion plans, working capital, and more.
Business Finance Options
Equipment Finance
Fund the purchase of essential business equipment, such as machinery, vehicles, and technology.
Business Term Loans
Access long-term funding for business expansion, renovations, or major purchases.
Small Business Loans
Secure funding for various business needs, including working capital, inventory, and marketing expenses.
Lines of Credit
Obtain flexible funding for ongoing business operations, providing access to funds as needed.
Commercial Mortgages
Finance the purchase of commercial property for your business operations.
How It Works
Contact Us
Get in touch with our team for a free consultation.
Discuss Your Business Needs
Share your business goals, financial projections, and funding requirements with our brokers.
Receive Personalised Advice
Our brokers will analyse your business needs and recommend the most suitable loan options.
Get Pre-Approved
Receive a pre-approval to give you confidence and leverage when negotiating with suppliers or making business decisions.
Choose Your Lender
Select the lender that best suits your business needs and finalise your loan application.
Receive Your Funds
Once approved, the loan funds will be disbursed, allowing you to invest in your business growth.
Frequently asked questions
Our Trusted Lenders :
About Finwave Finance
Finwave Financial Services Pty Ltd is a licensed, independent Australian credit broker operating under Australian Credit Licence (ACL) 561258, issued by ASIC. We are based at 217 Flinders Street, Adelaide SA 5000. We help individuals and businesses across South Australia and Australia-wide access competitive finance through a panel of 80+ lenders.
We specialise in business loans, including low-doc lending, working capital solutions, and commercial finance for Australian SMEs.
Finwave is led by Michael Russell, Managing Director and Australian Credit Licence holder (ACL 561258), an FBAA-accredited broker with over 10 years of experience in Australian lending and credit.
As an independent credit broker, we are not aligned to any bank or lender. Our brokers are active members of the Finance Brokers Association of Australia (FBAA) and adhere to their professional code of conduct. We are remunerated by lenders only upon successful loan settlement - meaning our interests are aligned with yours, not the lender's.
All credit assessments are subject to individual lender approval criteria. Finwave does not guarantee loan approval or any specific interest rate. Information on this page is general in nature and does not constitute financial product advice. We recommend consulting a qualified accountant or financial adviser before entering into any credit arrangement.